Unauthorized transactions ignored
Reported clearly fraudulent transactions and they refuse to return my money. Says they’re ‘reviewing’ for months. This is my money being held hostage
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CL Card Powered by Ledger reviews
A Visa for Ledger hardware wallet owners: spend crypto from Ledger Live and borrow against it.
17reviews
+0reviews this month
0complaints this month
29%customers recommend
Experience ratings
User ratings
Average scores across key criteria.
Convenience4.8/10
Support4.6/10
Fees4.7/10
Functionality4.4/10
Reliability4.5/10
Safety4.5/10
CL Card Powered by Ledger reviews
User experiences verified by a moderator.
Whistleblower stuff is scary
There are posts about a massive hole in the company finances and staff leaving. Backlog of payments not being processed. I’ve written off my funds mentally at this point honestly
Support saved my mistake
Sent to a wrong tag once and panicked, but the help center guy sorted it in a few hours. Turned out I got lucky with a non existent tag. Great save honestly
Funds frozen no documents requested
They spent 60 days ‘investigating’ my account, never asked me for a single document, then blocked me and kept my crypto. My transactions were literally Netflix and Uber
Can’t trust the platform anymore
Between the missing money rumors and my own delayed withdrawal I destroyed my card and won’t add another penny. Too risky now
Support takes over a month
They reply to negative reviews maybe 40% of the time and it takes over a month. When your money is stuck that’s an eternity. Nightmare communication
Great concept with Ledger
The Ledger integration is the selling point, spend crypto from a device you trust. When it works it’s exactly what a self custody user wants
Quick to change my details
Needed to change my phone number and email on the account and it was fast and clear, done in like ten minutes. No BS from support that time
Withdrawal pending for two weeks
Deposits used to clear in minutes, now my withdrawal has been pending over two weeks. Something is very wrong at this company. I’ve stopped adding funds
Step toward financial freedom
Really happy with the CL Card. Being able to securely spend digital assets in real life with a crypto card feels like the future. Works well for me
Ledger purchase declined twice
Tried to buy a Ledger device using the CL card and it declined both times. The one thing that should definitely work doesn’t. Embarrassing
Was great until 2025
Genuinely liked this card for a while but the operational meltdown this year ruined it. If they fix the backlog maybe, but right now I can’t recommend it
Deposit stuck a week
My top up has been stuck for a week when it used to be instant. Support just says be patient. How long am I supposed to wait for my own money
Self custody spending done right
Love that this pairs with my Ledger and I keep control until I spend. Using BXX tokens for perks is neat. Replaced my daily contactless card completely
Backlog is out of control
Manual payment processing with a skeleton crew means everything is delayed by weeks. Deposits that took minutes now take forever. Chaos
Feels like a collapsing ship
Read that they might be near a winding up order, using new deposits to pay old withdrawals. That’s a huge red flag. Get your funds out if you can
120 day promise broken
They promised my issue resolved in 120 days, the deadline passed with nothing, then told me it’ll take even longer. Starting to think this is a scam
About the product
CL Card Powered by Ledger overview
CL Card Powered by Ledger is a crypto card built for owners of Ledger hardware wallets. Ledger handles top-ups in crypto through Ledger Live, while the card itself is operated by Baanx.
Key terms
- Card type: Debit Visa (virtual and physical)
- Supported currencies: BTC, ETH, USDT, USDC, XRP, LTC; fiat: EUR, GBP
- Where it works: EEA countries, United Kingdom, United States
- Fees: 0% on card payments; ATM withdrawal fees may apply; depend on the jurisdiction and card tier
- Cashback: up to 2% in BTC / USDT; depends on the card tier
Key features
The card is issued on Visa and settles in EUR or GBP. Beyond the standard debit model, the service lets you borrow against your crypto without selling it, and the rewards programme pays cashback in BTC or USDT depending on the plan you choose.
How to get the card
- Connect your Ledger wallet to the card service.
- Complete KYC with the partner issuer.
- Fund the wallet with a supported asset and issue the card.
Frequently asked questions
It is a debit Visa (virtual and physical) linked to your balance in the service. At checkout the crypto is converted into fiat and the transaction is routed through the Visa network, so the card works anywhere that payment system is accepted.
The stated coverage is EEA countries, United Kingdom, United States. The exact country list and local restrictions are set by the issuer, so check the terms for your country of residence before applying.
Yes, in most cases you need to register and pass KYC with an ID document. Some issuers also ask you to confirm a residential address in a supported region.
The baseline terms are: 0% on card payments; ATM withdrawal fees may apply; depend on the jurisdiction and card tier. On top of that, factor in the conversion rate, ATM fees and any charges from the payment partner — the issuer always publishes the current pricing.
In most cases yes: the card can be added to a mobile wallet for contactless payments. Availability depends on your country and the payment partner's rules.