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Ether.Fi Cash

A credit Visa from ether.fi with two modes: pay directly in stablecoins or borrow against your assets.

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Ether.Fi Cash overview

Ether.Fi Cash is a payment and credit Visa from the ether.fi project that lets you spend digital assets held on the platform balance. Issuance and servicing run through a partner issuer’s infrastructure, and the service becomes available after sign-up and verification.

Key terms

  • Card type: Credit Visa (virtual and physical)
  • Supported currencies: USDC, LiquidUSD; settled in USD
  • Where it works: Most countries worldwide (excluding sanctioned jurisdictions)
  • Fees: 1% FX fee; 4% APR on borrowing
  • Cashback: up to 3% in wETH

Key features

The card runs in two modes: direct pay, where USDC or LiquidUSD is debited and converted into fiat automatically, and borrow mode, where the purchase is funded by a loan against your collateral at 4% APR. The service supports several card tiers, corporate cards for companies and a cashback programme paid in wETH.

How to get the card

  1. Sign up on the ether.fi platform and pass KYC.
  2. Deposit the assets that will serve as collateral.
  3. Issue a virtual card or order the physical version.

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