About the product
Gemini Credit Card overview
Gemini Credit Card is issued jointly by the Gemini exchange, Mastercard and WebBank. Its calling card is real-time crypto rewards that land in your Gemini account automatically.
Key terms
- Card type: Credit Mastercard
- Supported currencies: BTC; 50+ crypto assets; settled in USD
- Where it works: United States
- Fees: APR 17–30% depending on credit history; no annual fee; late payment fees may apply
- Cashback: 3% on dining, 2% on groceries, 1% on everything else; in crypto
Key features
There is no annual fee, which keeps the card competitive among US crypto credit cards. Once issued it works in mobile wallets, and holders get Mastercard premium benefits, including partner offers from the likes of DoorDash, HelloFresh and Lyft plus identity theft protection.
How to get the card
- Create an account on Gemini and verify your identity.
- Apply for the card — the issuer will run a credit check.
- Once approved, add the card to your mobile wallet and start paying.