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BitPay Card

A prepaid Mastercard from payments provider BitPay for dollar spending inside the United States.

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BitPay Card overview

The BitPay crypto debit card comes from one of the better-known merchant crypto payment providers. It is available as a virtual or physical Mastercard settling in USD and can be linked to a Coinbase account — handy for Coinbase users, since the Coinbase card only runs on Visa.

Key terms

  • Card type: Prepaid Mastercard (virtual and physical)
  • Supported currencies: BTC, ETH, BCH, DOGE, LTC, SHIB, DAI, USDC; and other cryptocurrencies; card balance in USD
  • Where it works: United States
  • Fees: up to 1% conversion (depends on the top-up method); ATM withdrawal fees may apply; network fees may apply
  • Cashback: depends on partner offers

Key features

The card follows a prepaid model: you first fund the balance in the BitPay app, then spend it on the Mastercard network. Top-ups come from the BitPay wallet — there is no direct exchange balance link — and the card is US-only, so it mainly appeals to BitPay merchants and their customers.

How to get the card

  1. Install the BitPay app and create an account.
  2. Complete identity verification (KYC) with an ID document.
  3. Issue the card in the app and top up its balance.

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