20reviews
+1reviews this month
0complaints this month
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A nice fit for an advanced user with a separate spending buffer. I wouldn't present it as a one-click solution for someone new to DeFi.
There is something appealing about getting utility from assets that would otherwise just sit in a wallet. But I would be careful with anything that ties daily spending to a yield strategy.
The wallet side interests me more than the rewards headline. I'd want to understand how the balance is funded and whether any extra step could delay a payment.
There are some minor nuances but overall pleasant to use, app interface is clear, ether keeps growing in staking while I spend via the card. Exactly what a holder needs ๐
My concern isn't the everyday purchase; it's what happens during unusual market conditions. Could I still move my spending money quickly? That's the question I'd ask first.
Lots of clever features. I just want my card to be boring.
Was sure 0% FX applied only to euro, but in reality other currencies have noticeable fees. Nowhere clearly written, only found out after spending
Sent documents for verification, name mismatch popped up between profile and passport, account got "Account Locked". Been waiting a week for unlock, no specifics from support
Been on this card for half a year now, migration to OP Mainnet went unnoticed for me, everything worked without interruptions. Metal card looks stylish, cashback credited honestly. No downsides found so far
Wrote to support 3 times about a transfer issue, only got response on third email after 5 days. For a financial product that's unacceptably long
Was in Europe, paid with the card everywhere Visa is accepted, didn't feel any euro rate issues at all no fees. Cashback on travel categories is great, like 5% I think. Recommend to anyone holding ether who doesn't want to sell
Card rejects payments every other time, either $5000 daily limit exhausted though I didn't spend that much, or they say merchant category restricted. Declined at a regular grocery store for some reason, annoying
Wanted to pay for gas at a gas station - declined, turns out there's a list of 65+ restricted categories including gas stations. Nowhere was this clear beforehand, only found out by trial
Combined staking + card = beautiful. They send notifications for every transaction, can freeze the card right in the app if needed. Support answered fast when I had questions about limits. Overall satisfied
After update app started lagging, sometimes doesn't load balance at all. Had to reinstall. Not critical but annoying every time
Suddenly card stopped working, app says "Bank service access pending" for second week now. Wrote to support - silence. Money is there but I can't spend it, terribly inconvenient ๐ก
Ordered physical card at start of month, promised 15+ business days, already more than that passed. Support responds with template phrases. Only using virtual for now
Been using Ether.Fi Cash for 4 months now, deposited ETH and spend through Borrow Mode without selling coins. Cashback actually accrues, decent amount piled up in a month. KYC took a day. Only thing - waited almost 3 weeks for physical card, but virtual works right away ๐
$10000 monthly limit on Vault, didn't exceed it but card still rejected transaction. Turned out deleted virtual card still "eats" limit for 7 more days - nowhere clearly stated
Used Borrow Mode, ether price dropped and I almost got liquidated on collateral, nobody warned properly in advance. Research the risks yourself, app doesn't really explain when you're on the edge
Quick answers to common questions about Etherfi Cash Card.
Etherfi Cash Card runs on the Visa network, so you can pay wherever Visa is accepted โ online, in stores and through supported mobile wallets.
Etherfi Cash Card is non-custodial: you keep control of your keys, and the funds stay in your own wallet until you spend them.
Yes. Etherfi Cash Card requires identity verification (KYC) before you can use the card โ usually an ID document and a selfie.
Etherfi Cash Card comes as both a virtual and a physical card: the virtual one works online and in mobile wallets right away, the physical one in stores and at ATMs. A credit version is also available.
Etherfi Cash Card has 20 approved reviews with an average rating of 3.2/5, and 35% of reviewers recommend it. Read the reviews above for real experiences.
