dominik.b26.10.2026
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Love the direction, wish setup had fewer unfamiliar concepts.
- Ease of use
- 6/10
- Customer support
- 6/10
- Fees & commissions
- 6/10
- Features & functionality
- 8/10
- Reliability
- 7/10
- Security
- 7/10
Reviews of Gnosis Pay Card
- Card type
- Virtual And Physical Card
- Wallet
- Non-custodial
- Payment network
- Visa
- Real reviews
- Experience of users worldwide
22reviews
+1reviews this month
0complaints this month
41%of users recommend
Ratings and comments
Reviews are shown in your language; the original text is one click away.
catlimited25.08.2026
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Hold a decent chunk of GNO and the cashback tiers are worth it. I keep custody the whole time which no custodial card can offer. Worth the tradeoffs for me
- Ease of use
- 8/10
- Customer support
- 8/10
- Fees & commissions
- 8/10
- Features & functionality
- 9/10
- Reliability
- 9/10
- Security
- 8/10
GnosisMaxi17.08.2026
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Pay 30 euro upfront then your rewards depend on holding a token that swings wildly. If GNO drops your 'rewards' are underwater. Do the math first
- Ease of use
- 1/10
- Customer support
- 1/10
- Fees & commissions
- 1/10
- Features & functionality
- 2/10
- Reliability
- 1/10
- Security
- 1/10
30euro16.08.2026
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Was the gold standard for self custody Visa but ether.fi and others have better coverage and rewards now. The lead is gone. Feels stagnant
- Ease of use
- 3/10
- Customer support
- 2/10
- Fees & commissions
- 3/10
- Features & functionality
- 3/10
- Reliability
- 3/10
- Security
- 2/10
oliver.l01.08.2026
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I like keeping spending separate from speculative assets. A system that makes the wallet boundaries obvious is much more useful to me than a huge list of token perks.
- Ease of use
- 8/10
- Customer support
- 8/10
- Fees & commissions
- 8/10
- Features & functionality
- 9/10
- Reliability
- 8/10
- Security
- 8/10
Rui02.07.2026
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Relies on an e-money partner rather than its own strong license. In 2026 that regulatory ambiguity makes me nervous keeping real money flowing through it
- Ease of use
- 4/10
- Customer support
- 5/10
- Fees & commissions
- 5/10
- Features & functionality
- 4/10
- Reliability
- 4/10
- Security
- 5/10
Katrin28.06.2026
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This is the rare card that genuinely means it, my funds stay in my own Safe wallet until I tap to pay. For a DeFi native like me that's the whole point. Love it
- Ease of use
- 10/10
- Customer support
- 8/10
- Fees & commissions
- 8/10
- Features & functionality
- 10/10
- Reliability
- 8/10
- Security
- 8/10
selfcustodystan27.06.2026
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Sometimes fast sometimes weeks, no predictability. For a payment card you need reliable help and this isn't it. The tech deserves better ops
- Ease of use
- 5/10
- Customer support
- 4/10
- Fees & commissions
- 5/10
- Features & functionality
- 4/10
- Reliability
- 4/10
- Security
- 4/10
Florian26.06.2026
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Had an issue and waited weeks for a response. The tech is brilliant but the customer support is the weakest link by far. Trustpilot 2.2 says it all
- Ease of use
- 5/10
- Customer support
- 5/10
- Fees & commissions
- 6/10
- Features & functionality
- 6/10
- Reliability
- 4/10
- Security
- 5/10
weeks waiting25.06.2026
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The good rates run on an interim program funded by Gnosis Ltd with an end date. After that who knows. Building habits on temporary rewards feels shaky
- Ease of use
- 4/10
- Customer support
- 5/10
- Fees & commissions
- 5/10
- Features & functionality
- 4/10
- Reliability
- 4/10
- Security
- 3/10
lin.j08.06.2026
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A lot of crypto people say they want control over their money, and I get it. But there's a practical tension here: I want to approve how funds move and still be able to tap the card without thinking about it. In this sample journey I would have spent the first evening making sure the wallet setup and spending boundaries were right, then deliberately tried not to touch the configuration for the next week. If everyday payments still required on-chain mental gymnastics, I'd go back to a plain debit card.
- Ease of use
- 6/10
- Customer support
- 10/10
- Fees & commissions
- 6/10
- Features & functionality
- 7/10
- Reliability
- 7/10
- Security
- 7/10
temp program03.05.2026
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Living in the EU the zero FX on euro transactions is great and the on chain transparency means I can verify everything. Niche but excellent for what it is
- Ease of use
- 7/10
- Customer support
- 9/10
- Fees & commissions
- 8/10
- Features & functionality
- 10/10
- Reliability
- 8/10
- Security
- 10/10
Lukas B25.04.2026
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There was a Fractal ID breach and combined with fully public on chain history it's a privacy paradox for a card sold on sovereignty. Not great optics
- Ease of use
- 1/10
- Customer support
- 1/10
- Fees & commissions
- 1/10
- Features & functionality
- 3/10
- Reliability
- 1/10
- Security
- 1/10
privacy first16.04.2026
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Every transaction verifiable on Gnosis Chain, no black box. As someone who doesn't trust CeFi with my keys this is the answer. Been solid for months
- Ease of use
- 7/10
- Customer support
- 7/10
- Fees & commissions
- 6/10
- Features & functionality
- 7/10
- Reliability
- 6/10
- Security
- 8/10
Tobias07.04.2026
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Little thing but having my ENS on the card and the Safe smart account setup feels genuinely web3. Apple Pay works too. Solid for crypto purists
- Ease of use
- 6/10
- Customer support
- 6/10
- Fees & commissions
- 7/10
- Features & functionality
- 7/10
- Reliability
- 6/10
- Security
- 7/10
ensguy23.03.2026
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To unlock the 4% tier you need to hold a fortune in volatile GNO. For normal spenders the effective cashback is tiny. The token dependency is a real risk
- Ease of use
- 2/10
- Customer support
- 3/10
- Fees & commissions
- 3/10
- Features & functionality
- 4/10
- Reliability
- 3/10
- Security
- 4/10
Matteo21.03.2026
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The cashback caps how much you can spend at each rate weekly, resets Sunday, no rollover. So the headline rate only applies to a small slice. Restrictive
- Ease of use
- 1/10
- Customer support
- 1/10
- Fees & commissions
- 1/10
- Features & functionality
- 2/10
- Reliability
- 2/10
- Security
- 1/10
Jan25.02.2026
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The Safe smart account stuff is powerful but confusing if you're not already deep in DeFi. My friend gave up during setup. Not beginner friendly
- Ease of use
- 3/10
- Customer support
- 4/10
- Fees & commissions
- 3/10
- Features & functionality
- 3/10
- Reliability
- 5/10
- Security
- 2/10
Bea14.02.2026
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Geographic coverage is limited and they've said direct consumer expansion is off the roadmap. If you're outside their list you're stuck. Shrinking reach
- Ease of use
- 4/10
- Customer support
- 4/10
- Fees & commissions
- 3/10
- Features & functionality
- 4/10
- Reliability
- 4/10
- Security
- 6/10
Ines14.02.2026
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Beyond the headline some reviewers mention an added transaction fee so the real cost varies. Not as clean as advertised. Read carefully
- Ease of use
- 1/10
- Customer support
- 2/10
- Fees & commissions
- 1/10
- Features & functionality
- 1/10
- Reliability
- 1/10
- Security
- 1/10
aisha.meier26.08.2025
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A strong option to investigate if self-custody is high on your list. I'd still check country coverage and the actual cardholder terms.
- Ease of use
- 10/10
- Customer support
- 10/10
- Fees & commissions
- 9/10
- Features & functionality
- 6/10
- Reliability
- 8/10
- Security
- 9/10
Theo Mรผller01.02.2025
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This has the sort of on-chain control that makes sense to a wallet enthusiast. The challenge is making that control feel natural when buying a train ticket.
- Ease of use
- 9/10
- Customer support
- 9/10
- Fees & commissions
- 8/10
- Features & functionality
- 7/10
- Reliability
- 10/10
- Security
- 10/10
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Frequently asked questions
Quick answers to common questions about Gnosis Pay Card.
Which payment network does Gnosis Pay Card use?
Gnosis Pay Card runs on the Visa network, so you can pay wherever Visa is accepted โ online, in stores and through supported mobile wallets.
Is Gnosis Pay Card custodial or non-custodial?
Gnosis Pay Card is non-custodial: you keep control of your keys, and the funds stay in your own wallet until you spend them.
Do I need to pass KYC for Gnosis Pay Card?
Yes. Gnosis Pay Card requires identity verification (KYC) before you can use the card โ usually an ID document and a selfie.
Is Gnosis Pay Card a virtual or a physical card?
Gnosis Pay Card comes as both a virtual and a physical card: the virtual one works online and in mobile wallets right away, the physical one in stores and at ATMs.
What do users say about Gnosis Pay Card?
Gnosis Pay Card has 22 approved reviews with an average rating of 3.2/5, and 41% of reviewers recommend it. Read the reviews above for real experiences.