9reviews
+1reviews this month
0complaints this month
Reviews are shown in your language; the original text is one click away.
If you're already in the Bybit ecosystem, the spending idea is easy to understand. What I'd like is more separation between trading capital and card balance.
Overall, I liked the cashback, but it's really bad that the payment doesn't always go through. In many stores and services, it just doesn't work.
On paper, the Bybit card looks very attractive: cryptocurrency, regular payments, cashback, physical and virtual cards. But when you actually start using it, too many nuances appear. Transactions can be declined due to insufficient purchasing power, limits, or card blocking, and the terms themselves depend on the region. The fee system is particularly annoying. Even if there is no monthly fee, that doesn’t mean using it is free: depending on the region and the transaction, fees may apply for cryptocurrency conversion, currency exchange, or cash withdrawals. As a result, you constantly have to think about which balance you’re paying from, what currency the transaction is in, what your limit is, and whether the risk system will kick in. For me, this is not the level of predictability you expect from a payment card. If you can’t calmly pay with the card in a store without fear of getting blocked or declined, all the extra features and cashback don’t really matter anymore.
The biggest disappointment was not the idea of the Bybit Card itself, but how it behaves in practice. The card can be blocked by the risk system during a regular payment, after which you have to unlock it manually. But even after unlocking, the problem can happen again on the next payment attempt. As a result, you can't be sure that the card will work exactly when you need it. The situation with support looks even worse: instead of a real solution, you get standard instructions to check the card status and try the operation again. It turns into a vicious circle – the card gets blocked, you unlock it, the payment gets blocked again, and support basically repeats the same thing. For a payment card, this is a critical flaw. I definitely wouldn’t use it as my main card, and even less would I keep significant amounts on it.
Good afternoon. I have been using the wallet for 1 month. At first, everything was fine while the amounts were small. Buying USDT in P2P is convenient and fast. But when an amount of 3990 USDT was credited to the wallet, the funds were blocked. Support responds with template answers. I have been waiting for the crediting for 7 days. So far, there is no credit. I will inform additionally as soon as the funds are credited.
Useful on paper. Cashback rules can get complicated fast.
The real test is a boring week: a grocery shop, a subscription, a refund. If those look clean in the transaction history, that's a win.
The rewards marketing always gets my attention, then I open the conditions and remember why I don't chase every offer. I want the true value after conversion, potential card charges and any special requirements. If that's still a good deal, great. If it takes a spreadsheet and a trading balance that fluctuates wildly, then the card isn't really saving me anything. For the fictional shopper in this review, convenience would beat a slightly higher headline cashback percentage every single time.
The crypto interface is familiar, but not especially gentle for beginners. My non-crypto friends would probably need a simpler card-only view.
Quick answers to common questions about Bybit Card.
Bybit Card is issued on both Visa and Mastercard, depending on the region or plan. Either way, you can pay wherever that network is accepted.
Bybit Card is custodial: the provider holds your crypto for you. It is simpler to use, but you rely on the company to keep your funds safe and available.
Yes. Bybit Card requires identity verification (KYC) before you can use the card — usually an ID document and a selfie.
Bybit Card comes as both a virtual and a physical card: the virtual one works online and in mobile wallets right away, the physical one in stores and at ATMs.
Bybit Card has 9 approved reviews with an average rating of 3.4/5, and 33% of reviewers recommend it. Read the reviews above for real experiences.
