cardsandcoffee20.10.2026
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Neat concept. Would love simpler eligibility information.
- Ease of use
- 8/10
- Customer support
- 9/10
- Fees & commissions
- 7/10
- Features & functionality
- 7/10
- Reliability
- 7/10
- Security
- 6/10
Reviews of Ready Card
- Card type
- Virtual Card
- Wallet
- Non-custodial
- Payment network
- Mastercard
- Real reviews
- Experience of users worldwide
22reviews
+5reviews this month
0complaints this month
32%of users recommend
Ratings and comments
Reviews are shown in your language; the original text is one click away.
finn_at_work15.10.2026
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I'd put this in the 'try with a small amount' category. New payment tools deserve a chance, but they have to earn trust with ordinary transactions.
- Ease of use
- 10/10
- Customer support
- 7/10
- Fees & commissions
- 8/10
- Features & functionality
- 6/10
- Reliability
- 7/10
- Security
- 7/10
Vera7715.10.2026
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The name says what I want: funds ready when I need them. The app has to deliver that feeling, not just use the word in its branding.
- Ease of use
- 9/10
- Customer support
- 8/10
- Fees & commissions
- 7/10
- Features & functionality
- 8/10
- Reliability
- 9/10
- Security
- 9/10
zero_hype10.10.2026
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What I notice first in a card app isn't the animation; it's whether I can freeze it, see the last payment, and understand the available balance immediately.
- Ease of use
- 10/10
- Customer support
- 10/10
- Fees & commissions
- 10/10
- Features & functionality
- 8/10
- Reliability
- 8/10
- Security
- 10/10
walletwanderer01.10.2026
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If the setup asks me to switch between wallets or networks repeatedly, I'll probably lose interest. The best crypto payment product should feel almost dull.
- Ease of use
- 10/10
- Customer support
- 7/10
- Fees & commissions
- 8/10
- Features & functionality
- 6/10
- Reliability
- 7/10
- Security
- 7/10
vipgated08.09.2026
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Important, as of end of July 2026 the Ready card program is unavailable, the issuer wound down. At least funds stay in self custody but the card stopped
- Ease of use
- 2/10
- Customer support
- 4/10
- Fees & commissions
- 4/10
- Features & functionality
- 3/10
- Reliability
- 2/10
- Security
- 3/10
unavailable23.08.2026
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To get the good rates you pay 120 USDC a year upfront. Fine if you spend a lot but a real commitment for a card that then became unavailable. Ouch
- Ease of use
- 3/10
- Customer support
- 3/10
- Fees & commissions
- 3/10
- Features & functionality
- 3/10
- Reliability
- 4/10
- Security
- 2/10
upfrontcost16.08.2026
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Earned STRK back on spending funded by the Starknet Foundation. Not guaranteed forever but was a solid perk while active. Enjoyed it
- Ease of use
- 8/10
- Customer support
- 8/10
- Fees & commissions
- 7/10
- Features & functionality
- 8/10
- Reliability
- 8/10
- Security
- 7/10
strkearner03.08.2026
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The Ready/Argent wallet itself is genuinely good and my funds are safe. But the card program collapsing is a real blow. Hope the relaunch delivers
- Ease of use
- 4/10
- Customer support
- 4/10
- Fees & commissions
- 4/10
- Features & functionality
- 4/10
- Reliability
- 3/10
- Security
- 2/10
walletok27.07.2026
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The whole appeal is I never hand my assets to a custodian. Funds only leave when I tap. For a self custody believer it was the most direct option on the market
- Ease of use
- 9/10
- Customer support
- 7/10
- Fees & commissions
- 8/10
- Features & functionality
- 8/10
- Reliability
- 8/10
- Security
- 7/10
keyskept27.07.2026
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The 3% only applied up to $5000 monthly spend, max $150 a month. So the headline rate is capped like everyone else. Read the limits
- Ease of use
- 4/10
- Customer support
- 4/10
- Fees & commissions
- 3/10
- Features & functionality
- 3/10
- Reliability
- 2/10
- Security
- 3/10
Ben H09.07.2026
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At $333+ a month spending the Metal tier's upgrade to 3% cashback and 0% FX easily beat the annual fee. Good math for a regular spender. Worked for me
- Ease of use
- 7/10
- Customer support
- 6/10
- Fees & commissions
- 7/10
- Features & functionality
- 6/10
- Reliability
- 8/10
- Security
- 7/10
Elliot07.07.2026
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Lite tier charges 1% FX which eats the tiny cashback on any non USD purchase. The free option quietly costs you abroad. Metal or nothing
- Ease of use
- 2/10
- Customer support
- 2/10
- Fees & commissions
- 3/10
- Features & functionality
- 2/10
- Reliability
- 1/10
- Security
- 2/10
Chloรฉ23.05.2026
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The issuer Kulipa winding down killed both Ready and Solflare cards. Tying the card to one fragile issuer took the whole thing down. Structural failure
- Ease of use
- 5/10
- Customer support
- 3/10
- Fees & commissions
- 3/10
- Features & functionality
- 3/10
- Reliability
- 3/10
- Security
- 4/10
Sophie22.05.2026
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On the free Lite tier it's just 0.5% and the 1% FX always exceeds that on non USD spend. So below a certain spend you actually lose money. Do the math
- Ease of use
- 3/10
- Customer support
- 1/10
- Fees & commissions
- 3/10
- Features & functionality
- 3/10
- Reliability
- 2/10
- Security
- 2/10
kulipafallout29.04.2026
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The 3% STRK was funded quarterly by the Starknet Foundation and explicitly not guaranteed permanently. Building on that was always shaky. And now it's gone
- Ease of use
- 1/10
- Customer support
- 1/10
- Fees & commissions
- 3/10
- Features & functionality
- 1/10
- Reliability
- 2/10
- Security
- 1/10
notguaranteed28.04.2026
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Formerly Argent, and the self custody design is excellent, my USDC stays in my own Starknet wallet until I pay. The Metal tier's 3% and 0% FX were great while it ran
- Ease of use
- 6/10
- Customer support
- 8/10
- Fees & commissions
- 7/10
- Features & functionality
- 6/10
- Reliability
- 7/10
- Security
- 8/10
argentfan26.04.2026
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Ready's wallet heritage shows, no seed phrase and social recovery make it approachable while staying self custodial. Clever engineering. Impressed
- Ease of use
- 6/10
- Customer support
- 6/10
- Fees & commissions
- 6/10
- Features & functionality
- 8/10
- Reliability
- 7/10
- Security
- 8/10
Noseed13.04.2026
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They say they're rebuilding on new infrastructure but no confirmed date, issuer, network or terms. Total limbo. Can't recommend until it actually returns
- Ease of use
- 6/10
- Customer support
- 5/10
- Fees & commissions
- 4/10
- Features & functionality
- 5/10
- Reliability
- 5/10
- Security
- 5/10
Max06.04.2026
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The card wasn't directly FCA authorised, it relied on the issuer's regulated framework. When that issuer wound down, well, here we are. Regulatory fragility
- Ease of use
- 6/10
- Customer support
- 4/10
- Fees & commissions
- 5/10
- Features & functionality
- 6/10
- Reliability
- 6/10
- Security
- 6/10
Aidan02.03.2026
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Availability was limited to UK and EEA with vague expansion promises that never really materialized before it paused. Narrow reach
- Ease of use
- 2/10
- Customer support
- 1/10
- Fees & commissions
- 2/10
- Features & functionality
- 2/10
- Reliability
- 1/10
- Security
- 2/10
cappedout17.02.2026
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Everything runs on Starknet which is fine tech but ties you to that ecosystem's health and the specific issuer. Concentrated risk that bit users
- Ease of use
- 1/10
- Customer support
- 1/10
- Fees & commissions
- 2/10
- Features & functionality
- 1/10
- Reliability
- 1/10
- Security
- 1/10
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Frequently asked questions
Quick answers to common questions about Ready Card.
Which payment network does Ready Card use?
Ready Card runs on the Mastercard network, so you can pay wherever Mastercard is accepted โ online, in stores and through supported mobile wallets.
Is Ready Card custodial or non-custodial?
Ready Card is non-custodial: you keep control of your keys, and the funds stay in your own wallet until you spend them.
Do I need to pass KYC for Ready Card?
Yes. Ready Card requires identity verification (KYC) before you can use the card โ usually an ID document and a selfie.
Is Ready Card a virtual or a physical card?
Ready Card is a virtual card. It works online and in mobile wallets such as Apple Pay or Google Pay where supported; there is no plastic card.
What do users say about Ready Card?
Ready Card has 22 approved reviews with an average rating of 3.2/5, and 32% of reviewers recommend it. Read the reviews above for real experiences.