Reviews of Ledger Card

Card type
Virtual And Physical Card
Wallet
Hybrid
Payment network
Visa
Real reviews
Experience of users worldwide

22reviews

+0reviews this month

0complaints this month

32%of users recommend

User ratings

User ratings& experience

Average ratings based on real user reviews across key criteria.

3.3/5

Average rating

Based on 22 real reviews

Ease of use5.4/10

Customer support5.3/10

Fees & commissions5.5/10

Features & functionality5.0/10

Reliability5.2/10

Security5.0/10

Ratings and comments

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Sad man10.09.2026
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Reported clearly fraudulent transactions and they refuse to return my money. Says they're 'reviewing' for months. This is my money being held hostage

Ease of use
3/10
Customer support
5/10
Fees & commissions
5/10
Features & functionality
2/10
Reliability
5/10
Security
4/10
Marco B29.08.2026
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There are posts about a massive hole in the company finances and staff leaving. Backlog of payments not being processed. I've written off my funds mentally at this point honestly

Ease of use
3/10
Customer support
3/10
Fees & commissions
5/10
Features & functionality
5/10
Reliability
4/10
Security
5/10
Carl22.08.2026
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Sent to a wrong tag once and panicked, but the help center guy sorted it in a few hours. Turned out I got lucky with a non existent tag. Great save honestly

Ease of use
7/10
Customer support
7/10
Fees & commissions
8/10
Features & functionality
7/10
Reliability
7/10
Security
7/10
S. Khan18.08.2026
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The mental model matters here: using a hardware wallet should not imply that every tap at a terminal touches the cold-storage balance. I'd want that explained plainly.

Ease of use
7/10
Customer support
8/10
Fees & commissions
9/10
Features & functionality
8/10
Reliability
8/10
Security
6/10
Alfredo fan17.08.2026
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They spent 60 days 'investigating' my account, never asked me for a single document, then blocked me and kept my crypto. My transactions were literally Netflix and Uber

Ease of use
2/10
Customer support
2/10
Fees & commissions
1/10
Features & functionality
1/10
Reliability
2/10
Security
2/10
Ravi S.28.07.2026
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Between the missing money rumors and my own delayed withdrawal I destroyed my card and won't add another penny. Too risky now

Ease of use
4/10
Customer support
4/10
Fees & commissions
3/10
Features & functionality
3/10
Reliability
2/10
Security
3/10
done with it15.07.2026
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They reply to negative reviews maybe 40% of the time and it takes over a month. When your money is stuck that's an eternity. Nightmare communication

Ease of use
4/10
Customer support
2/10
Fees & commissions
2/10
Features & functionality
4/10
Reliability
3/10
Security
3/10
Emma T04.07.2026
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The Ledger integration is the selling point, spend crypto from a device you trust. When it works it's exactly what a self custody user wants

Ease of use
8/10
Customer support
7/10
Fees & commissions
8/10
Features & functionality
8/10
Reliability
8/10
Security
8/10
Marta K12.06.2026
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Needed to change my phone number and email on the account and it was fast and clear, done in like ten minutes. No BS from support that time

Ease of use
10/10
Customer support
9/10
Fees & commissions
9/10
Features & functionality
9/10
Reliability
8/10
Security
8/10
Jonas05.06.2026
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Deposits used to clear in minutes, now my withdrawal has been pending over two weeks. Something is very wrong at this company. I've stopped adding funds

Ease of use
5/10
Customer support
3/10
Fees & commissions
5/10
Features & functionality
5/10
Reliability
4/10
Security
4/10
worriedholder30.05.2026
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Really happy with the CL Card. Being able to securely spend digital assets in real life with a crypto card feels like the future. Works well for me

Ease of use
7/10
Customer support
7/10
Fees & commissions
8/10
Features & functionality
7/10
Reliability
7/10
Security
7/10
Andrรฉ S19.05.2026
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Tried to buy a Ledger device using the CL card and it declined both times. The one thing that should definitely work doesn't. Embarrassing

Ease of use
4/10
Customer support
4/10
Fees & commissions
2/10
Features & functionality
3/10
Reliability
3/10
Security
4/10
Pieter18.05.2026
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Genuinely liked this card for a while but the operational meltdown this year ruined it. If they fix the backlog maybe, but right now I can't recommend it

Ease of use
4/10
Customer support
4/10
Fees & commissions
4/10
Features & functionality
3/10
Reliability
3/10
Security
4/10
Tomรกs15.05.2026
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My top up has been stuck for a week when it used to be instant. Support just says be patient. How long am I supposed to wait for my own money

Ease of use
5/10
Customer support
5/10
Fees & commissions
4/10
Features & functionality
3/10
Reliability
3/10
Security
4/10
Greg18.04.2026
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Love that this pairs with my Ledger and I keep control until I spend. Using BXX tokens for perks is neat. Replaced my daily contactless card completely

Ease of use
7/10
Customer support
8/10
Fees & commissions
8/10
Features & functionality
8/10
Reliability
7/10
Security
6/10
Henrik L18.03.2026
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Manual payment processing with a skeleton crew means everything is delayed by weeks. Deposits that took minutes now take forever. Chaos

Ease of use
1/10
Customer support
2/10
Fees & commissions
1/10
Features & functionality
1/10
Reliability
2/10
Security
1/10
Lukas25.02.2026
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Read that they might be near a winding up order, using new deposits to pay old withdrawals. That's a huge red flag. Get your funds out if you can

Ease of use
3/10
Customer support
2/10
Fees & commissions
2/10
Features & functionality
2/10
Reliability
4/10
Security
2/10
S. B.07.02.2026
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Security-first, yes. Effortless, not quite.

Ease of use
6/10
Customer support
8/10
Fees & commissions
8/10
Features & functionality
7/10
Reliability
7/10
Security
7/10
exitnow02.02.2026
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They promised my issue resolved in 120 days, the deadline passed with nothing, then told me it'll take even longer. Starting to think this is a scam

Ease of use
4/10
Customer support
4/10
Fees & commissions
5/10
Features & functionality
4/10
Reliability
5/10
Security
4/10
Maja Duarte24.06.2025
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I understand why experienced users like this approach. Beginners might find the setup reassuring and overwhelming at the same time.

Ease of use
4/10
Customer support
7/10
Fees & commissions
6/10
Features & functionality
4/10
Reliability
6/10
Security
7/10
artem.p27.04.2025
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I bought into hardware wallets for long-term storage, not coffee. If there's a card option, I'd want a strict wall between those two uses.

Ease of use
10/10
Customer support
9/10
Fees & commissions
10/10
Features & functionality
10/10
Reliability
10/10
Security
8/10
sidequest24713.02.2025
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Interesting as an extension of a secure wallet routine. I'd keep the spending amount small and test a refund before depending on it abroad.

Ease of use
10/10
Customer support
7/10
Fees & commissions
8/10
Features & functionality
6/10
Reliability
7/10
Security
7/10

Frequently asked questions

Quick answers to common questions about Ledger Card.

Still have a question?
Which payment network does Ledger Card use?

Ledger Card runs on the Visa network, so you can pay wherever Visa is accepted โ€” online, in stores and through supported mobile wallets.

Is Ledger Card custodial or non-custodial?

Ledger Card uses a hybrid model: some funds or features are managed by the provider, while others stay under your own control.

Do I need to pass KYC for Ledger Card?

Yes. Ledger Card requires identity verification (KYC) before you can use the card โ€” usually an ID document and a selfie.

Is Ledger Card a virtual or a physical card?

Ledger Card comes as both a virtual and a physical card: the virtual one works online and in mobile wallets right away, the physical one in stores and at ATMs.

What do users say about Ledger Card?

Ledger Card has 22 approved reviews with an average rating of 3.3/5, and 32% of reviewers recommend it. Read the reviews above for real experiences.